Next Generation
insurance
built for Senior Living

Powered by real-operational expertise & real-time intelligence.

We deliver smarter, faster, data-driven underwriting built specifically for senior-living risks.

A modern insurance experience powered by real operational insight, competitive pricing, and human responsiveness, supported by more than 15+ years  of senior-living underwriting expertise.

Why brokers are choosing Tricura

Operated by Senior living experts
Fast turnaround
Competitive pricing , powered by real data
Market-aligned coverage

Expertise built from inside senior living.

Our leadership and underwriting teams come from the operational side of senior living.

We understand like anyone else the realities inside every building.

Meet the team

Fast answers move deals forward.

Speed matters when brokers are managing active accounts, renewals, and client expectations.

At Tricura, submissions are reviewed quickly and questions are addressed directly—without unnecessary handoffs or delays. Your accounts don’t sit in long queues waiting for attention.

Our underwriting process is designed to keep momentum. That means faster clarity, quicker responses, and a smoother experience from submission to quote.

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Competitive Pricing — Powered by Real Data

Through our partnership with Gemini Analytics, Tricura brings real-time operational insight into the underwriting process. By analyzing how facilities actually operate—not just what’s on an application—we gain a clearer, more accurate view of risk.

This added precision allows us to underwrite with greater confidence and consistency. Instead of relying solely on static data, we incorporate real-world signals that help differentiate accounts and avoid broad assumptions.

The result is smarter underwriting decisions and stronger, more competitive pricing for brokers and their clients—especially in a market where accuracy matters more than ever.

Coverage that meets the market—without compromise.

Tricura offers primary limits of $1M / $3M with aggregate options up to $10M.

Our coverage form is comprehensive and structured to compete with top carriers in the senior-living space. It’s designed to meet broker and operator expectations without overcomplicating the process.

This approach ensures consistency, flexibility, and alignment with real-world facility needs—making it easier to place coverage with confidence.

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Smarter insurance begins

with smarter data

Meet Gemini Analytics

 

Gemini Analytics, Tricura’s strategic analytics partner, analyzes real operational data in real time—giving underwriters unprecedented clarity and enabling decisions with unparalleled accuracy.
That clarity supports smarter risk assessment and more reliable pricing.

44% fewer fines Facilities using Gemini saw a significant drop in CMS fines.

40% reduction in penalties Cleaner documentation and automated audits improve compliance.

21% fewer complaints Real-time operational oversight leads to better resident outcomes.

This level of intelligence strengthens risk management across the entire insurance lifecycle.

It supports more precise underwriting, stronger pricing discipline, and a more reliable experience for brokers and operators alike.

Facilities also demonstrated improved operational stability, including reduced nursing turnover and stronger QM ratings across the cohort.

Coverage that goes deeper.

Engineered for the complexities of senior living risk.

Coverage availability

Get started in 3 simple steps.

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1. Connect with us

A short introduction to our underwriting team.

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2. Meet the team

A quick call to align on appetite, coverage, and next steps.

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3. Start submitting

Get appointed and begin sending submissions directly.

Get in touch.

No automated replies.
Just experienced underwriters ready to support your business.