Partnerships | Tricura Insurance Group

Q: Can facilities contact Tricura directly?

We communicate directly with facilities only for Gemini-related support . All insurance submissions and discussions occur through retail brokers.

Q: Do you work with retail or wholesale brokers?

Tricura works only with retail brokers . We do not accept submissions through wholesalers.

Q: Is Gemini Analytics available to facilities without purchasing insurance?

Yes. Gemini is available as a standalone technology solution for senior living operators seeking better compliance, documentation, and operational insight.

Q: What are your standard limits?

We offer primary limits of $1M / $3M with aggregates up to $10M , along with options such as defense inside/outside, first-dollar SIR, abuse limits, EBL, and corridor structures.

Partnerships
that expands what’s possible

Tricura works alongside specialized partners to bring deeper insight, broader support, and more informed decision-making to the senior-living ecosystem.Each partnership is designed to strengthen how risk is understood, managed, and supported—beyond the insurance transaction itself.

Gemini Analytics

Operational intelligence, integrated into underwriting

Gemini Analytics is Tricura’s strategic analytics partner, providing real-time operational insight that enhances how risk is evaluated in senior-living communities.

Through this collaboration, underwriting decisions are informed by live operational data rather than static inputs alone. This added visibility supports more precise risk assessment, stronger pricing discipline, and a more consistent experience for brokers and operators.

Gemini Analytics is also available as a standalone technology solution for senior-living operators seeking deeper visibility, proactive risk management, and improved operational oversight.

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Centaur Risk Partners

Specialized risk and legal expertise for complex environments

Centaur Risk Partners complements Tricura’s insurance offering by providing specialized risk-focused support tailored to the realities of senior-living operations.

This partnership extends beyond underwriting, helping operators navigate complex regulatory, operational, and risk-related challenges with a more informed and structured approach.

Together, Tricura and Centaur bring added depth to risk management—supporting operators not only in securing coverage, but in managing risk throughout the lifecycle of their operations.

Coming Soon

Upstage AI

AI-powered document intelligence for underwriting automation.

Upstage’s platform automates the classification and parsing of application documents, accelerating submission processing and freeing underwriters to focus on deeper risk evaluation.

Read Story

Frequently Asked Questions

Can facilities contact Tricura directly?

We communicate directly with facilities only for Gemini-related support. All insurance submissions and discussions occur through retail brokers.

Do you work with retail or wholesale brokers?

Tricura works only with retail brokers. We do not accept submissions through wholesalers.

How do I start submitting business to Tricura?

It’s a simple three-step process:

Introduce yourself to our underwriting team
Join a short call to review appetite and coverage
Complete the agency agreement and begin submitting

How fast can I expect a quote?

We prioritize fast turnaround times. Most submissions receive a response or follow-up within 24–48 hours, depending on complexity.

Is Gemini Analytics available to facilities without purchasing insurance?

Yes. Gemini is available as a standalone technology solution for senior living operators seeking better compliance, documentation, and operational insight.

What are your standard limits?

We offer primary limits of $1M / $3M with aggregates up to $10M, along with options such as defense inside/outside, first-dollar SIR, abuse limits, EBL, and corridor structures.

What information do you need for a submission?

At minimum: facility name, location, current policies, loss runs, census, staffing details, and any operational notes. Our underwriting team will guide you if additional information is needed.

What is Gemini Analytics, and how does it impact underwriting?

Gemini Analytics is our proprietary AI platform that analyzes real operational data from facilities. It helps us assess risk with greater precision and maintain stronger, more competitive pricing.

What makes Tricura different from other carriers?

Deep industry expertise, responsive underwriting, competitive pricing powered by Gemini Analytics, and a comprehensive form built specifically for senior living operators.

What types of facilities does Tricura underwrite?

We focus exclusively on senior living communities, including assisted living, independent living, memory care, and skilled nursing facilities.